UniFin Shkk

UniFin Shkk is rated 3 out of 5 in the category financial services. Read and write reviews about UniFin Shkk. UniFin Credit Union has been carrying out its financial activity in the loans and deposits field since 1996. UniFin’s extensive coverage in Albania may be attributed to its 19 branches in both rural and urban areas, which all aim at fulfilling the financial needs of each individual by providing favorable conditions and maximum accessibility. UniFin’s main products are divided into loans and deposits. Loan products include consumer, agriculture, and business loans. Deposit product provides term and demand savings deposits, with very competitive interest rates in the market. Furthermore, UniFin CU focuses on enabling access to finances to both the population under-served from the banking system and at the poverty line. Another objective of UniFin is the empowerment of women, who constitute approximately 50% of its members. UniFin is licensed by the Bank of Albania, which continuously monitors the institution’s financial activity and is insured by the Albanian Deposit Insurance Agency (ADIA), thus providing maximum safety and transparency for its members. UniFin is a non-profit institution, which unlike the majority of other financial institutions, is owned by its members. The profits generated by products and services are reinvested in the institution, thus ensuring favorable conditions for the members. UniFin Credit Union is one of the most trustworthy partners in the micro-finance sector in the country, due to its values and principles of solidarity, transparency and integrity.